facts |
what does Ride Auto do
with your personal information? |
Why? |
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully to
understand what we do. |
What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
- Social Security number and income
- account balances and transaction history
- credit history and payment history
|
How? |
All financial companies need to share customers' personal information
to run their everyday business. In the section below, we list the reasons
financial companies can share their customers' personal information; the
reasons Ride Auto (a financial company)
chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Ride Auto (a financial company) Share? |
Can you limit this sharing? |
| For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to
court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes –
to
offer our products and services to you |
Yes |
No |
| For joint marketing with other financial
companies |
Yes |
No |
For our affiliates' everyday business
purposes –
information about your transactions and
experiences |
Yes |
No |
For our affiliates' everyday business
purposes –
information about your creditworthiness |
No |
We do not share |
| For our affiliates to market to
you |
No |
We do not share |
| For our nonaffiliates to market to
you |
No |
We do not share |
To limit our sharing |
- Call (952)
882-7776 – our menu will prompt you through your
choice(s) or
- Visit us online
Please note:
If
you are a new customer, we can begin sharing your information 30
days from the date we sent this notice. When you are no longer our
customer, we continue to share your information as described in this
notice.
However, you can contact us at any time to limit our
sharing. |
Questions? |
Call (952)
882-7776 or visit us online |
| Who we are |
| Who is providing this notice? |
DealerCentric, Inc. on behalf of Ride Auto (a financial company). |
| What we do |
| How does Ride
Auto (a financial company) protect my personal
information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and
buildings. |
| How does Ride
Auto (a financial company) collect my personal
information? |
We collect your personal information, for example,
when you
- open an account
- apply for a loan
We also collect your personal information
from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes – information
about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and
individual companies may give you additional rights to limit sharing. See
below for more on your rights under state law. |
| What happens when I limit sharing for an
account I hold jointly with someone else? |
Your choices will apply to everyone on your account. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They
can be financial and nonfinancial companies. |
| Non affiliates |
Companies not related by common ownership or control.
They can be financial and nonfinancial companies. |
| Joint Marketing |
A formal agreement between nonaffiliated financial
companies that together market financial products or services to you. |
| Other important information |
|
| Date: |
______________________________ |
Applicant's Signature: |
______________________________________________ |
|